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Elberton Life Insurance is a location that appears on the first floor of Hilltop Center in Silent Hill 3. Heather Mason enters it using the life insurance key. Inside, she finds a room filled with bloody tables set in a crooked rectangular configuration, and also another page to a fairy tale book she found near the Glutton. Heather will read from it, and when she says the words "tu fui, ego eris", she hears a noise. When Heather leaves, all the monsters are gone, including the Glutton, which had been blocking the exit door.